Per Day Insurance - Accident Cover (PA 2013)
Available for customers who registered from 21st January 2013 to 18th May 2016
We are proud to bring you an accident cover that can be easily activated from your mobile for a premium as low as Rs.1.33 per day. The Accident Cover will payout the insurance benefit in the event of death or disability – much like a safety net in a time of need, helping the family cover costs that occur if the insured relative suffers a serious accident or passes away. Our prepaid insurance package offers a monthly cover up to Rs. 1.2 million, where premium deduction will take place at Rs. 1.33 per day, every day. If you are on a postpaid connection, you can get covered up to Rs. 5 million monthly and premium deduction will depend on the package you choose and will be added to your monthly bill.
Pricing
|
|
Premium paid |
Insurance cover in the following calendar month |
|---|---|---|
|
Prepaid |
Rs. 1.33 |
Rs. 1,200,000.00 |
|
|
Premium paid |
Insurance cover in the following calendar month |
|---|---|---|
|
Postpaid |
Rs. 40.00 |
Rs. 1,200,000.00 |
|
Rs. 80.00 |
Rs. 2,200,000.00 |
|
|
Rs. 250.00 |
Rs. 5,000,000.00 |
Insurance Benefit Pay Out
|
Death or type of disability |
% of maximum insurance benefit paid out |
|---|---|
|
Accidental death |
100% (e.g LKR 1.2 million if LKR 1.2 million is the maximum insurance cover benefit) |
|
Loss of two limbs |
100% |
|
Loss of both hands, or of all fingers and both thumbs |
100% |
|
Total paralysis |
100% |
|
Total insanity |
100% |
|
Injuries resulting in permanent disablement |
100% |
|
Any other injury resulting in permanent disablement |
100% |
|
Total and irrevocable loss of all sight in both eyes |
100% |
|
Loss of arm at shoulder |
50% |
|
Loss of arm between shoulder and elbow |
50% |
|
Loss of arm between elbow and wrist |
50% |
|
Loss of hand at wrist |
50% |
|
Loss of leg at hip |
50% |
|
Loss of leg between knee and hip |
50% |
|
Loss of leg below knee |
50% |
|
Total and irrevocable loss of all sight in one eye |
50% |
|
Loss of four fingers and thumb on one hand |
50% |
|
Loss of speech |
50% |
Notes
Insurance partner - Ceylinco General Insurance Limited
*Applicable taxes to be added.
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Applicable for individuals aged between 18 and 69 years during registration for insurance.
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A registered customer may claim benefits up to the age of 70. Upon reaching this age, the service will be automatically deactivated.
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The cover can be activated for the user of the mobile connection.
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For claims, the details of the Insured provided by the customer at the point of registration will be considered.
Terms and Conditions - [PDF]
Claim Request Form - [PDF]
