Per Day Insurance - Accident Cover (PA 2016)


Available for customers who registered from 19th May 2016 to 22nd November 2017

We are proud to bring you an accident cover and non-accidental cover (funeral expenses only) that can be easily activated from your mobile for a registration fee as low as Rs.2.67 per day. This will payout the insurance benefit in the event of Accidental Death or Total Permanent Disability. In the event of a Non-accidental Death, funeral expenses will be reimbursed as stated below, much like a safety net in a time of need, helping the family cover the costs that occur if the insured relative suffers a serious accident or passes away.

COVID-19 Coverage

For deaths due to COVID-19, a non-accidental death benefit up to Rs. 100,000/- is paid.

Pricing

 

Registration fee
per day

Insurance cover in the following calendar month

Prepaid

Rs. 2.67

Rs. 1,200,000.00 for accidental death or Rs.100,000 funeral expense due to non-accident death.

 

Registration fee
per month

Insurance cover in the following calendar month

Postpaid

Rs. 80.00

Rs. 1,200,000.00 accidental death or Rs. 100,000 funeral expense due to non-accident death.

Rs. 129.00

Rs. 2,400,000.00 accidental death or Rs. 100,000 funeral expense due to non-accident death.

*Applicable taxes to be added.

Insurance Benefit Pay Out

Death or type of disability

% of maximum insurance benefit paid out

Accidental death

100% (e.g LKR 1.2 million if LKR 1.2 million is the maximum insurance cover benefit)

Loss of two limbs

100%

Loss of both hands, or of all fingers and both thumbs

100%

Total paralysis

100%

Total insanity

100%

Injuries resulting in permanent disablement

100%

Any other injury resulting in permanent disablement

100%

Total and irrevocable loss of all sight in both eyes

100%

Loss of arm at shoulder

50%

Loss of arm between shoulder and elbow

50%

Loss of arm between elbow and wrist

50%

Loss of hand at wrist

50%

Loss of leg at hip

50%

Loss of leg between knee and hip

50%

Loss of leg below knee

50%

Total and irrevocable loss of all sight in one eye

50%

Loss of four fingers and thumb on one hand

50%

Loss of speech

50%

Notes

Insurance partner - Ceylinco General Insurance Limited

  • Applicable for individuals aged between 18 and 69 years during registration for insurance.

  • A registered customer may claim benefits up to the age of 70. Upon reaching this age, the service will be automatically deactivated.

  • The cover can be activated for the user of the mobile connection.

  • For claims, the details of the Insured provided by the customer at the point of registration will be considered.

Terms and Conditions - [PDF]

Claim Request Form - [PDF]