Per Day Insurance - Accident Cover (PA 2016)
Available for customers who registered from 19th May 2016 to 22nd November 2017
We are proud to bring you an accident cover and non-accidental cover (funeral expenses only) that can be easily activated from your mobile for a registration fee as low as Rs.2.67 per day. This will payout the insurance benefit in the event of Accidental Death or Total Permanent Disability. In the event of a Non-accidental Death, funeral expenses will be reimbursed as stated below, much like a safety net in a time of need, helping the family cover the costs that occur if the insured relative suffers a serious accident or passes away.
COVID-19 Coverage
For deaths due to COVID-19, a non-accidental death benefit up to Rs. 100,000/- is paid.
Pricing
|
Registration fee |
Insurance cover in the following calendar month |
---|---|---|
Prepaid |
Rs. 2.67 |
Rs. 1,200,000.00 for accidental death or Rs.100,000 funeral expense due to non-accident death. |
|
Registration fee |
Insurance cover in the following calendar month |
---|---|---|
Postpaid |
Rs. 80.00 |
Rs. 1,200,000.00 accidental death or Rs. 100,000 funeral expense due to non-accident death. |
Rs. 129.00 |
Rs. 2,400,000.00 accidental death or Rs. 100,000 funeral expense due to non-accident death. |
*Applicable taxes to be added.
Insurance Benefit Pay Out
Death or type of disability |
% of maximum insurance benefit paid out |
---|---|
Accidental death |
100% (e.g LKR 1.2 million if LKR 1.2 million is the maximum insurance cover benefit) |
Loss of two limbs |
100% |
Loss of both hands, or of all fingers and both thumbs |
100% |
Total paralysis |
100% |
Total insanity |
100% |
Injuries resulting in permanent disablement |
100% |
Any other injury resulting in permanent disablement |
100% |
Total and irrevocable loss of all sight in both eyes |
100% |
Loss of arm at shoulder |
50% |
Loss of arm between shoulder and elbow |
50% |
Loss of arm between elbow and wrist |
50% |
Loss of hand at wrist |
50% |
Loss of leg at hip |
50% |
Loss of leg between knee and hip |
50% |
Loss of leg below knee |
50% |
Total and irrevocable loss of all sight in one eye |
50% |
Loss of four fingers and thumb on one hand |
50% |
Loss of speech |
50% |
Notes
Insurance partner - Ceylinco General Insurance Limited
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Applicable for individuals aged between 18 and 69 years during registration for insurance.
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A registered customer may claim benefits up to the age of 70. Upon reaching this age, the service will be automatically deactivated.
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The cover can be activated for the user of the mobile connection.
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For claims, the details of the Insured provided by the customer at the point of registration will be considered.
Terms and Conditions - [PDF]
Claim Request Form - [PDF]